About the Market

Earn 15% interest on your investment. The assets of the company will consist solely of an unsecured note. The note accrues interest at 15% per annum, payable upon the maturity date.

Proceeds from YDY Credit Fund will be used by the borrower to complete the development of real estate projects which are all over the USA.

Actual real estate projects YDY Credit Fund are as listed below:

• YDY Ocean Residences - Ocean Avenue Brooklyn NY
• YDY San Marino St - Los Angeles, CA
• YDY Fort Lauderdale – Miami,Fort Lauderdale
• YDY Wickersham Lane – Houston, TX
• YDY Jerome Ave - Brooklyn NY

Since the apartment project being developed is ‘affordable housing’, there is no shortage of tenants and so it will start earning money from day 1.

YDY Credit Fund offers accredited investors an opportunity to invest in a note that will earn them passive income via a fixed annual interest rate of 15%, accrued and paid upon maturity. Return of investor capital is 12 months after construction begins. Additionally, there is a possibility of up to 6 months extension.

As known, definitions of short-term offerings vary. This particular fund matures 12 months after construction begins including up to 6 months extension option. Thus, maturity of funds is 1 calendar year.

Many traditional real estate offerings have investment hold periods of five years or more. The YDY Credit Fund will mature in a shorter timeframe.

Though definitions of short-term vary, the YDY Credit Fund is an unsecured note, backed by a guarantee of Muhammed Daha CAKIR, the principals of CAKIR Investments and its parent company, YDY Construction Inc. Investors will earn a fixed rate through the maturity term. Interest will be accrued and paid upon maturity.

Proceeds from YDY Credit Fund will be used by the borrower to complete the development of Brooklyn/NY, Los Angeles/CA, Miami/FL and Houston/TX real estate projects.  Please see the private placement memorandum for details.

The “annual interest rate” expressed for the YDY Credit Fund is the actual amount we commit to pay to investors. A preferred return, as other funds may advertise, is an accrual to be paid to investors first if the project is profitable enough to cover this obligation. An IRR (internal rate of return) is a figure commonly seen in financial projections of what some investments hope to achieve.

YDY Credit Fund is a private placement; sometimes referred to as a private real estate offering, Reg D offering or private fund, and as such, information about the fund and risks are contained in the private placement memorandum. The offering is not a corporate bond, high-yield bond or note. 

Twelve months from the effective date of the fund including up to 6 months extension option.

YDY Credit Fund has no upfront sales charge, nor does it charge any fees or expenses to investors.

The maturity date of YDY Credit Fund is the end of calendar year up including up to 6 months extension option.

YDY Credit Fund is a 506(c) Regulation D offering often used in crowdfunding. 506(c) offerings, also known as private placements, are only available to accredited investors.

No. Crowdfunded offerings can virtually be any asset class. BTR (build-to-rent), industrial, hospitality and fixed rate credit funds can utilize the 506(c) or any crowdfunding model.

While both terms are often used interchangeably, they commonly refer to private investments with a debt structure instead of an equity structure.

What is 1009: 1009: 1009 Form is for online payment transactions. Form 1099 is a collection of forms used to report payments that typically aren't from an employer.

What is K-1: K-1 is for partnership or pass-through income.

YDY Credit Fund will issue a K-1.

High-yield is a term usually used to describe bonds (also called junk bonds) that pay higher interest rates because they have lower credit ratings than investment-grade bonds. High-yield bonds are more likely to default, so they pay a higher yield than investment-grade bonds to compensate investors. It’s important to evaluate what collateral or other terms provide investors some type of recourse in the event of a default.